Jen Lends Gulf Coast LLC

Jennifer Garcia

Loan Officer

NMLS: 2547675

251-979-3291

jenlendsgulfcoast@gmail.com

Licensed in Alabama & Florida

Jennifer Garcia Loan Officer

Blog

Higher Loan Limits for 2025 Announced

Higher Loan Limits for 2025 Announced

Loan limits for 2025 are rising, opening up new possibilities for homebuyers across the nation. These limits, set by the Federal Housing Finance Agency (FHFA), determine how much you can borrow without stepping into jumbo loan territory. This year, they&r

Dec 19, 2024 | Purchasing a Home

Non-QM Loans: Flexible Home Financing for Self-Employed & Investors

Non-QM Loans: Flexible Home Financing for Self-Employed & Investors

There are an array of mortgage loans designed to fit the needs of the majority of borrowers. But what if you don't fit into the majority for one reason or another? This is where Non-Qualified Mortgage (Non-QM) loans come into the spotlight. These aren&rsq

Dec 17, 2024 | Purchasing a Home

VA Jumbo Loans help Veterans buy New Homes

VA Jumbo Loans help Veterans buy New Homes

For veterans and active military personnel aiming for homes in high-cost housing markets, financial hurdles can often stand in the way. While traditional VA loans provide significant benefits, they may fall short when home prices exceed standard limits. E

Dec 12, 2024 | VA Loans

The Inside Scoop on the Top 5 Mortgage Loan Types

The Inside Scoop on the Top 5 Mortgage Loan Types

Navigating mortgage options can seem overwhelming, but understanding the key types of loans available can simplify the process and help you make an informed decision. Here’s a clear breakdown of the top five mortgage loans to help you choose the one

Dec 10, 2024 | Purchasing a Home

USDA Loans: Affordable Path to Homeownership

USDA Loans: Affordable Path to Homeownership

Unlocking the Door to Homeownership with USDA Loans USDA loans are the key to homeownership for many, offering no down payment and affordable terms for properties in rural and suburban areas. Let’s break down this lesser-known mortgage option and se

Dec 05, 2024 | Purchasing a Home

How Long is a Mortgage Pre-approval Good For?

How Long is a Mortgage Pre-approval Good For?

As you stand on the threshold of homeownership, pre-approval letter in hand, you may wonder: How long will this golden opportunity last? Understanding the time-sensitive nature of your mortgage pre-approval can help you stay competitive in today’s f

Dec 03, 2024 | Purchasing a Home